Privacy Policy – Weshareloan

Explo Tecnologia S A de C V SOFOM ENR.,hereinafter referred to as “principal”, address: Avenida Paseo de la Reforma, 42, ground floor, office a, cuauht é MOC delegation, Cologne Juarez, Mexico City, c.p.06600. The principal hereby issues this privacy notice to the personal data holder, Hereinafter referred to as the “holder”, please pay attention to the person in charge of your personal data processing

The person in charge respects his right to privacy. This policy outlines the personal information we can collect, how to use it, and other important topics related to your privacy and data protection.

It is the policy of the responsible person to comply with all applicable privacy and data protection laws. This commitment reflects the value we give to win and maintain the trust of our customers and business partners.

This notice is applicable to www.weshareloan.com and its computer applications.

The information of the holder or the media between the holder and the responsible person can be oral, written, electronic, optical and other technologies, such as e-mail, Internet or telephone.

1. Privacy policy of the person in charge.
The operator has a weshare mobile application on www.weshareloan.com, which has been downloaded to your mobile phone, mobile phone or handheld device (device).
To the extent required by applicable law, whenever the responsible person collects personal information, the responsible person shall:

Provide you with timely and appropriate privacy notices regarding the processing of personal data;
Collect personal information for the purposes specified in this privacy statement. The information we collect is relevant, appropriate, not excessive. It is collected;

The person in charge processes your personal data for the purpose originally collected or agreed by you;
The person in charge shall take appropriate measures to ensure that his personal information is reliable, accurate, complete and up-to-date;

Without the authorization of the holder, the person in charge shall not use his personal information for marketing purposes.

2. Personal data we collect.
Personal data collected by the person in charge include identity data, tax data, financial data, property data, work data, contact data, biometric data and location data.

3. Instructions for obtaining application permissions

To better serve you, we need the following license on your mobile phone. Your information will be protected by encryption technology and used only for decisions related to your loan. Cancel the access in configuration permission management. The details are as follows:

(1)Contacts

When you grant us address book permissions, we will collect all your address book contacts, including the phone contact name, phone number, and date when the contact was added.

In order to detect reliable reference materials and conduct risk analysis. At the same time, the contact information will be used to fill in the application form, and the contact information will be filled in automatically.

In addition, this information will be used for anti-fraud services. The contact information will be encrypted and uploaded to our server, the address is https://sea.weshareloan.com, which is only used for anti-fraud services and credit evaluation. We will not sell, trade or rent your communications to any third party.

(2)Location

We need your device location authorization to collect location information, which includes location-related information such as the location method of the user device, location time, longitude, latitude, location, location area code, etc.
This will be used to confirm your credit rating and increase the security of your account through your location information. We will promptly notify you when an abnormality is found. The location information will be encrypted and uploaded to our server at https://sea.weshareloan.com, which is only used for anti-fraud services and credit evaluation. We will not sell, trade or rent your location information to any third party .

(3)Mobile phone(device)

Collection and monitoring of specific information about your equipment, including your device name, model, regional and language Settings and equipment identification number, equipment, software and hardware information, status, habits, such as IMEI and serial number unique device identifier, with unique identification equipment and to ensure that unauthorized devices shall not on behalf of you to take action to prevent fraud.The location information will be encrypted and uploaded to our server at https://sea.weshareloan.com, which is only used for anti-fraud services and credit evaluation. We will not sell, trade or rent your device information to any third party .

(4)Camera

Use the camera to take documents and / or photos required for the application and evaluation process.

(5)Installed Applications

We will also read the list of apps installed on your device, including the app name, installation time, installed version, etc. This will be used to identify the presence of malware, cheats, so as to maintain the security of the mobile system environment and lending services.Application list information upload encrypted to our server, the server address is https://sea.weshareloan.com, only for fraud and credit evaluation service, we will not sell, trade or rent to any third party information your application list.

(6)Phone number

We will also obtain your phone number to assist in identifying your identity to ensure the security of your account and funds. Once any abnormality is found, we will freeze your account in time and send you a notice in time. Mobile phone number will be encrypted information uploaded to our server, the server address is https://sea.weshareloan.com, only for fraud and credit evaluation service, we will not sell, trade or rent to any third party you cell phone number information.

(7)Other data that we collected

When you register for the Service, we will collect your bank number and phone number and may also collect your name, age, email address or other contact information. Armed with this information, we cross-check your identity with third parties, including emergency contacts you provide. To supplement this information, we will also collect data from third parties, such as credit bureaus and other financial institutions, with your consent. By authorizing the collection and processing of the above data, we will ensure that your data is protected with strict standards.

(8)Data storage

Regarding all the collected information, we will store it on the Weshare server in a highly protected manner. The server address is https://sea.weshareloan.com and will not be shared with any third party.

(9)How do we use your data

We collect certain data to be able to provide the Service to you. We also collect data for use in verifying your identity and creating credit scoring models to determine what Loans can be offered to you. We also use this data for purposes of collections and credit reporting.
If you don’t agree with the above permission, we may not be able to judge your credit, so you can’t enjoy the loan service.

Purpose of processing personal data.
The responsible person processes the personal data of the holder to achieve the following purposes:
(i) Original purpose: to collect, use and store personal information to support users; Pay attention to the requirements; Products or services provided by the person in charge, providing information related to products, services, transactions and advertisements that the person in charge may be interested in; Integrating documents required by law to provide services or products; Similarly, in order to demand performance of obligations and payment, all of the above purposes are essential for establishing a legal relationship or meeting the requirements of the holder.

Secondary purpose: for statistical purposes; Provide, improve and promote products and services; Invite you to participate in or report to you the results of customer satisfaction survey or market survey. Provide and improve our website, applications, products and services; At the same time, get interested information from the holder.

If you do not want to process your data for a secondary purpose, send an email with the subject “negative secondary purpose” to the email service@weshareloan.com.

The sensitive personal data collected by the person in charge is the biometric data composed of the holder’s image and the holder’s location, but it is only used for the original purpose of performing the contractual relationship between the holder and the person in charge.

5. Use cookies or any technology to collect information.

Users on the responsible person’s website know and agree that the responsible person can use cookies to use the monitoring system and collect the following information: technical information about his equipment, browser type, IP address, Operating system and device identifier.

Cookie is a data file stored on the hard disk of a computing device or an electronic communication device when a user browses a website. It allows the exchange of status information between the website and the user’s browser. The state information may disclose devices for session identification, authentication or user settings, as well as any data related to Internet sites stored by a browser. Cookies cannot be used to obtain data from hard disk, e-mail address or any other private information, but can only be used to collect information about the user’s behavior when visiting the website. Cookies are used to understand the interests, behaviors and demographics of people who visit or visit websites, so as to better understand their needs and interests, and provide them with better services or related information.

The installation, permanence and existence of cookies on the user’s computer depend on the user’s exclusive intention, and can be removed from the computer as needed. To learn how to remove cookies from the system, you need to check the help section of your browser, or select settings show advanced options privacy content settings not allowed to save site data ready.

6. Data transmission.

The person in charge stated that he would not transfer any type of information from the holder to third country nationals or foreigners, otherwise he would notify the holder by issuing a new privacy notice. According to section 36 of the federal personal data protection act.

The responsible person may transfer the personal data of the holder to a third country national who is a collection Manager, collection service provider, portfolio buyer or a collection department, As long as it meets the purpose of requiring performance of obligations and payment of contractual relationships, resulting in its collection of user data, there is no need to obtain consent to assign, According to Articles 36 and 37 of the law on the protection of personal data owned by individuals.

7. Exercise Arco rights.

The holder has the right to request, in person or through a representative, to inspect, correct, cancel or object to the personal data processed by the responsible person at any time. The procedure of Arco rights is as follows:

The holder must send a free written request by email to:

  • the name, address and email of the holder to convey to you the response to your request.

Only voting credentials, passports, military service certificates and immigration cards can be accepted as identification documents, which are attached on both sides of the mail in clear and readable images.

If it is done through an agent, the identity certificate of the agent and the power of attorney signed by two witnesses to act on behalf of the holder shall also be submitted, together with a clear image of the power of attorney and identity certificate.

The relationship with the responsible person.

  • a clear and accurate description of personal data seeking to exercise any right to access, correct, cancel or object.
  • make any changes if necessary and provide the documents supporting your request.
  • write to the person in charge and the person in charge’s privacy area.

Request an email that will be sent to the personal data area service@weshareloan.com 8:00 a.m. to 5:00 p.m. from Monday to Friday.

The person in charge shall inform the holder of the decision made on the same designated email within 20 working days from the date of receiving the request for access, correction, cancellation or objection. The time when the person in charge receives the request is the time when he / she enters our server and responds to the request in a confirmed way.

Once a response is sent within the specified time, the person in charge will have 15 working days to access, correct, cancel or object to personal data upon request.

Reply and, where appropriate, send information by email. If the holder so decides and, where appropriate, at the request of the holder, sends the information to the address of the holder and pays a reasonable or reasonable fee for sending the information or for copying or other forms.

8. Restrictions on the use or disclosure of personal data.

In order for the holder to exercise its right to restrict the use or disclosure of personal data, but in order to continue to use the services provided by the responsible person, the user must indicate in writing in the following email service@weshareloan.com This letter must contain the following:

  • The name of the holder and the email to which the response was received.
  • to the person in charge and the privacy area of the person in charge.
  • customer or account records, or any other reference to prove their identity or relationship with the person in charge.
  • Only voting credentials, passports, military service certificates and immigration cards can be accepted as identification documents, which are attached on both sides of the mail in clear and readable images.
  • If it is done through an agent, the identity certificate of the agent and the power of attorney signed by two witnesses to act on behalf of the holder shall also be submitted, together with a clear image of the power of attorney and identity certificate.
  • clearly and accurately describe the data you want to restrict its use or disclosure.
  • The person in charge has the right to reply within 20 working days and, if necessary, to enforce restrictions on use. In such reply, the person in charge shall make a decision and may execute the written request without affecting the possibility of exercising his other rights.
  • Any restricted information, whether registered in the public register or objected to, shall be given the same treatment as in this part and shall be included in the list of persons excluded from liability. Personal data that has achieved its purpose but cannot be cancelled and / or deleted by law or contract department will be prevented from being used for its purpose until it can be deleted. During this period, personal data shall not be further processed for preservation and protection.

9. Modification of privacy notice.

The person in charge and the holder acknowledge that this privacy statement has unlimited effect. However, the person in charge shall try to keep this notice up to date. Modifications to the privacy notice should be made widely available to all holders. The modification of the privacy notice can be notified to the holder by notice, e-mail, telephone or written form on the responsible person’s page.

10. Agree.

Before sending the information to the person in charge, the holder explicitly agrees to this privacy notice by using the page and displaying his personal data, which has been provided to him before providing such information.

11. Withdrawal of consent.

Consent can be revoked at any time without retrospective effect. To revoke consent, the holder must send the request by e-mail service@weshareloan.com Among them, the following requirements must be put forward in writing:
Only voting credentials, passports, military service certificates and immigration cards can be accepted as identification documents, which are attached on both sides of the mail in clear and readable images.
If it is done through an agent, the identity certificate of the agent and the power of attorney signed by two witnesses to act on behalf of the holder shall also be submitted, together with a clear image of the power of attorney and identity certificate.
The relationship with the responsible person.
write to the person in charge and the person in charge’s privacy area.
The person in charge shall give a reply confirming the withdrawal of consent or, where appropriate, giving reasons according to the specific circumstances, with 15 days for the person in charge to give a reply. The deadline will be calculated from the time the mail arrives at our server, and the person in charge will send the corresponding request for confirmation.

12. Internal privacy area.

The holder may exercise its rights and conduct consultation in accordance with this Agreement and the law through the responsible person’s privacy zone specified in this Agreement and the law.
Users must use multi reference email service@weshareloan.com To contact the Privacy section.

13. Personal Data Protection Bureau

For any queries or other information, as well as the exercise of various rights and procedures other than those set forth in this agreement, the user may contact the National Institute for transparency, Access to information and protect personal data free of charge through www.ifai.org.mx and call 01800-835-4324 (LADA)
Last updated: September 2019.